Free small business finance training being offered
Free small business finance training being offered in September
August 30, 2026
Got a great business idea but not sure how to make it a reality?
Whether you are a new entrepreneur or want to expand an existing business, funding is a critical piece to the puzzle. TARCOG and Neighborhood Concepts, Inc. (NCI) may be able to help.
That’s why a new free Small Business Financing course is being offered, beginning in September.
Mary Ellen Judah, NCI’s executive director, said the NCI staff has developed a series of trainings to prepare small business owners for the journey. She said registration is now open for a two-part training series.
The first session, “Small Business Financing,” will be held Wednesday, Sept. 23, from 8:30 to 11 a.m., at TARCOG, 4976 Corporate Drive NW, Huntsville.
“People can expect to discover business financing options, including Community Development Financial Institutions (CDFIs), and Revolving Loan Funds, and learn what lenders want to see in an application,” Mary Ellen said.
The second session, “Becoming Loan Ready,” will be held Wednesday, Sept. 30, from 8:30 to 11 a.m., also at TARCOG.
This class will explore how credit, balance sheets, cash flow, resumes, business plans and other documents impact loan decisions, Mary Ellen said.
“We believe these classes will be extremely beneficial for those looking to start a new business or expand an existing one,” Mary Ellen said. “Helping entrepreneurs secure the capital needed to start a business is the very reason that we exist.”
She said that by attending both sessions, participants will have their application fee waived if they apply for financing through the loan fund.
For example, she said TARCOG has a Revolving Loan Fund (RLF) and partners with NCI to administer its RLF through the North Alabama Revolving Loan Fund, LLC.
The RLF provides loans ranging from $5,000 to $250,000 to small businesses and nonprofit organizations in north Alabama. Eligible uses include machinery and equipment; working capital; leasehold improvements; real estate acquisitions or rehabilitation; business acquisitions; and the refinancing of higher-interest business debt.
TARCOG Economic Development and Planning Director Lee Terry said the flexibility of the RLF program can be a game changer for small businesses.
Mary Ellen said the program helps strengthen the community by providing small business owners with access to flexible financing and a lending partner that can work alongside them as their businesses grow and their needs evolve. This relationship-based approach allows the program to tailor financing solutions to the borrower’s circumstances while supporting the long-term sustainability and growth of the business. It’s one example of how start-up or existing businesses can potentially meet their funding needs.
Click here to register by Friday, Sept. 18.
For more information, contact Migdalia Gomez, NCI community and economic initiative coordinator by email or at 256-534-0075 ext. 409.

To help turn dreams into reality, TARCOG and Neighborhood Concepts, Inc. (NCI) are presenting a new free Small Business Financing course, beginning in September.




